By Alton Mitchell
The Georgia Office of the Commissioner of Insurance released information about a Troup County couple who were arrested last week on a massive local insurance fraud scheme. The scheme is one that exploited several local residents and may have more victims unaware of what happened.
According to the Georgia Insurance Commissioner’s Office, investigators took Amy Livingston, 34, and her husband Matthew Livingston, 48, into custody at their home in Lagrange. The duo is facing a long list of charges related to fraudulent insurance transactions the couple is believed to have orchestrated.
Amy Livingston was an insurance agent and her husband Matthew was a former insurance agent. After a six-month investigation by the fraud division of the insurance commissioner’s office it was believed based on evidence obtained during the investigation that the couple used identities of Matthew’s former clients to create and submit fraudulent applications for life insurance without the client’s knowledge or consent.
“My fraud investigators discovered that the couple worked together to illegally obtain approximately $11,453 in commission fees by issuing fraudulent documents to insurance companies,” Commissioner Ralph Hudgens said. Hudgens also suggest that based upon additional evidence coming in that number may increase to over $100,000.
According to the press release Amy Livingston was arrested at the couple’s home on Newton Road in Lagrange. She was transported to the Troup County Jail and charged with seven counts of insurance fraud, five-counts of exploitation of an elder, twelve counts of forgery, and seven counts of identity fraud.
Matthew Livingston was arrested at the same residence in Lagrange. He is charged with three counts of insurance fraud and two counts of exploitation of an elder. He was also booked into the Troup County Jail.
Amy Livingston has been a licensed life and health insurance agent in Georgia since 2010. She may face possible suspension or revocation of her license and administrative fines based on the allegations she is facing. In addition to her licensing troubles her criminal charges can carry an imprisonment sentence between two and ten years in prison and a fine up to $10,000.
Insurance Commissioner Hudgens also notes that the investigation is still ongoing and additional charges may be filed against the Livingston’s.
Hudgens urges anyone who purchased insurance from Amy or Matthew Livingston to verify their coverage with the insurance company listed on the policy or contact his consumer protection division at (800)656-2298.