Public Notices | June 23, 2026
STATE OF ALABAMA COUNTY OF CHAMBERS NOTICE OF MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage and security agreement executed by ALEXIS BREANNA VALLIA, unmarried, and BRANDON MATTHEW CRENSHAW, unmarried, on the 3rd day of November 2023, to 21ST MORTGAGE CORPORATION, as recorded in Book 2023, Page 4826, in the office of the Probate Judge of Chambers County, Alabama; 21ST MORTGAGE CORPORATION, as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage and security agreement due and payable and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage and security agreement, and as authorized by Section 7-9A-604(a)(2) of the Code of Alabama of 1975 as amended, 21ST MORTGAGE CORPORATION, as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of LaFayette, Chambers County, Alabama, during the legal hours of sale on July 9, 2026, the following described real and personal property situated in Chambers County, Alabama, to-wit: A tract or parcel of land in the NE corner of the NW 1/4 of Section 9, Township 24 North, Range 26 East, Chambers County, Alabama, and being 7.289 acres of land and being described as follows: Begin at the NE corner of the NW 1/4 of said section and run thence S 02 degrees 26 minutes E a distance of 784.6 feet to a point and corner; run thence N 89 degrees 29 minutes W a distance of 481.1 feet to a point and corner; run thence N 09 degrees 16 minutes E a distance of 815.6 feet to a point and corner; run thence S 85 degrees 25 minutes E a distance of 317.5 feet to the point of beginning. 12 03 02 09 0 000 004.000 INCLUDING a security interest in one (1) 2023 Southern Energy 68’ x 28’ manufactured home, Serial No. SOU017600ALAB; together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property. Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale. Kristofor D. Sodergren Attorney for 21st Mortgage Corporation ROSEN HARWOOD, P.A. 2200 Jack Warner Pkwy Ste 200 P.O. Box 2727 Tuscaloosa, AL 35403 (205) 344-5000 Legal run 06/10/26, 06/17/26 & 06/24/26
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STATE OF ALABAMA COUNTY OF CHAMBERS NOTICE OF MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage and security agreement executed by LADONIA MELTON BONNER and SHONTAYANA BONNER, a married couple, SANDRA RENE FOSTER A/K/A SANDRA RENEE MELTON FOSTER, an unmarried person, and ANTHONY ABNER, an unmarried person, on the 7th day of March 2025, to 21ST MORTGAGE CORPORATION, as recorded in Book 2025, Page 1375, in the office of the Probate Judge of Chambers County, Alabama; 21ST MORTGAGE CORPORATION, as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage and security agreement due and payable and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage and security agreement, and as authorized by Section 7-9A-604(a)(2) of the Code of Alabama of 1975 as amended, 21ST MORTGAGE CORPORATION, as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of LaFayette, Chambers County, Alabama, during the legal hours of sale on July 1, 2026, the following described real and personal property situated in Chambers County, Alabama, to-wit: Beginning at the NW corner of the SE 1/4 of the SW 1/4 of Section 10, Township 24 North, Range 26 East, Chambers County, Alabama; thence run East along the quarter section line a distance of 435.5 feet; thence run South 03 degrees 30 minutes East a distance of 511.5 feet; thence run South 87 degrees 45 minutes West a distance of 301.0 feet to the Point of Beginning; thence continue South 87 degrees 45 minutes West a distance of 210.0 feet to the East margin of paved county highway; thence run along said highway South a distance of 105.0 feet; thence run North 87 degrees 45 minutes East a distance of 210.0 feet; thence run North 03 degrees 30 minutes West a distance of 105.0 feet to the point of beginning. Being that tract described in Deed Volume 203, Page 992, records of Chambers County, Alabama, located in the SW 1/4 of Section 10, Township 24 North, Range 26 East, Chambers County, Alabama. Less and except any road right of ways of record. 12 03 02 10 0 000 018.000 INCLUDING a security interest in one (1) 2025 Hamilton 76’ x 16’ manufactured home, Serial No. 190000HA001920A; together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property. Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale. Kristofor D. Sodergren Attorney for 21st Mortgage Corporation ROSEN HARWOOD, P.A. 2200 Jack Warner Pkwy Ste 200 P.O. Box 2727 Tuscaloosa, AL 35403 (205) 344-5000 Legal run 06/10/26, 06/17/26 & 06/24/26
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IN THE PROBATE COURT OF CHAMBERS COUNTY, ALABAMA
IN RE: The estate of MARY C. BARRESI, Deceased
Case No 2024-00164
NOTICE OF APPOINTMENT OF PERSONAL REPRESENTATIVE
Letters of Administration of said deceased having been granted to ELIZABETH HICKMAN on December 20th, 2024, by the Honorable Paul Story, Probate Judge of Chambers County, Alabama, notice is hereby given that all persons having claims against said Estate are hereby required to present same within the time allowed by law or the same will be barred.
Jonathan D. Riley
Attorney for Personal Representative
Cooper and Cooper, LLC
650 North College Street, Suite 100
Auburn, AL 36832
Legal run 06/10/26, 06/17/26 & 06/24/26
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NOTICE OF FORECLOSURE SALE CHAMBERS COUNTY Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Thomas Rodney Sims Jr and wife, Tracy E. Sims, originally in favor of Option One Mortgage Corporation on March 24, 2006, said mortgage recorded in the Office of the Judge of Probate of Chambers County, Alabama, Instrument Number 2006-1552, as modified at Instrument Number 2025-3331; the undersigned Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-OPT5, Asset-Backed Certificates, Series 2006OPT5, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash or certified funds, in front of the main entrance of the Courthouse at Chambers County, Alabama, on July 30, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Chambers County, Alabama, to-wit: Stewart Title Guaranty Company COMMITMENT SCHEDULE A Property Address: 1130 County Road 106 LaFayette, Alabama 36862 Chambers County EXHIBIT A Beginning at the Northwest Corner of East Half of the Northwest Quarter of Section 33, Township 23 North, Range 26 East, thence proceed along the North Section Line for a distance of 808.33 feet to a point for a corner, thence proceed in a Southerly direction parallel with the Half Section Line running from North to South for a distance of 808.33 feet to a point for a corner; thence proceed in a Westerly direction parallel with the North Section Line for a distance of 808.33 feet to a point for a corner on the Westerly margin of the East Half of the Northwest Quarter of said Section 33; thence proceed in a Northerly direction along Westerly margin of the East Half of the Northwest Quarter of said Section 33 for a distance of 808.33 feet to the point of beginning. Said property containing 15.0 acres, more or less, and is located in the Northwest Corner of the East Half of the Northwest Quarter of Section 33, Township 23 North, Range 26 East, and being a part of that certain property conveyed by that certain property conveyed by that certain deed recorded in Deed Volume 337, Page 299, in the Office of the Judge of Probate of Chambers County, Alabama. Property street address for informational purposes: 1130 County Road 106 Lafayette, AL 36862 THIS PROPERTY WILL BE SOLD ON AN "AS IS, WHERE IS" BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender cash or certified funds made payable to Aldridge Pite, LLP at the time and place of the sale. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser. The Mortgagee/Transferee and Aldridge Pite, LLP shall not be liable to the purchaser for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006OPT5, Asset-Backed Certificates, Series 2006-OPT5, Mortgagee/Transferee ALDRIDGE PITE, LLP Six Piedmont Center 3525 Piedmont Road, N.E., Suite 700 Atlanta, GA 30305. Attorney for Mortgagee/Transferee. Newspaper: Lafayette Sun Publication Dates: 6/10/2026, 6/17/2026, 6/24/2026 THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Bertha H. Gaines to United States of America, acting through Farmers Home Administration, United States Department of Agriculture, dated May 24, 1993 said mortgage recorded in the Office of the Judge of Probate of Chambers County, Alabama, in Official Records Book 0523 at Page 156. Under and by virtue of the power of sale contained in said mortgage, the undersigned, Secretary, United States Department of Agriculture, Rural Development, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in Chambers County, Alabama on July 23, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following describe real estate situated in Chambers County, Alabama, to-wit: LOT #12 DARIDA ESTATES SUBDIVISION AS RECORDED IN CABINET C, SLIDE #24, IN THE OFFICE OF THE JUDGE OF PROBATE OF CHAMBERS COUNTY, ALABAMA, AND IS FURTHER DESCRIBED AS FOLLOWS: A 100.0' X 200.0' PARCEL LOCATED IN THE NORTHWEST QUARTER OF SECTION 18, TOWNSHIP 22 NORTH, RANGE 27 EAST, IN THE CITY OF LAFAYETTE, CHAMBERS COUNTY, ALABAMA, AND IS MORE CLOSELY DESCRIBED AS FOLLOWS: COMMENCE AT THE NORTHWEST CORNER OF SECTION, TOWNSHIP, RANGE. AND COUNTY REFERENCED ABOVE, THENCE SOUTH 00 DEGREES 36' EAST 1132.8 FEET TO A POINT ON THE EASTERLY RIGHT OF WAY LINE OF SEVENTH STREET NORTHEAST WITH SAID POINT HEREIN CALLED THE POINT OF BEGINNING OF SURVEY, THENCE CONTINUE SOUTH 00 DEGREES 36' EAST 100.0 FEET TO A POINT, THENCE LEAVING SAID RIGHT OF WAY NORTH 88 DEGREES 33' EAST 200.0 FEET TO A POINT, THENCE NORTH 01 DEGREES 27' WEST 100.0 FEET TO A POINT, THENCE SOUTH 88 DEGREES 33' WEST 200.0 FEET TO THE POINT OF BEGINNING. Property Street Address for Informational Purposes: 132 7th Street NE, Lafayette, Alabama 36862 Said property will be sold "AS IS". NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes - including taxes which are a lien but not yet due and payable, federal tax liens any matters which might be disclosed by an accurate survey and inspection of the property, any assessments liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above. Said property will be sold subject to the right of redemption of all parties entitled thereto. The highest bidder must tender the total amount of the winning bid in certified funds at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand the rights and programs as a part of the foreclosure process. This sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation. Please be advised that the foreclosing mortgagee or its authorized agent will require any entity or trust bidder at this foreclosure sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided prior to issuance of the foreclosure deed upon sale. No foreclosure deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs This is an attempt to collect a debt and any information obtained may be used for that purpose. Secretary, United States Department of Agriculture, Rural Development, Mortgagee or Transferee ALAW 420 North 20th Street, Suite 2249 Birmingham, AL 35203 Attorney for Mortgagee/Transferee 26-005587 LEGAL RUN 06/17/26, 06/24/26 & 07/01/26
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MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Shanteler A. Lloyd to United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, dated October 23, 2007 said mortgage recorded in the Office of the Judge of Probate of Chambers County, Alabama, in Instrument Number 2007-5696. Under and by virtue of the power of sale contained in said mortgage, the undersigned, Secretary, United States Department of Agriculture, Rural Development, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in Chambers County, Alabama on July 9, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following describe real estate situated in Chambers County, Alabama, to-wit: LOT 6, RIDGEWAY SUBDIVISION, ACCORDING TO AND AS SHOWN BY MAP OR PLAT OF SAID SUBDIVISION OF RECORD IN FILE CABINET D, SLIDE 40, IN THE OFFICE OF THE JUDGE OF PROBATE OF CHAMBERS COUNTY, ALABAMA. Property Street Address for Informational Purposes: 406-B Alabama Avenue West, Lafayette, Alabama 36862 Said property will be sold "AS IS". NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes - including taxes which are a lien but not yet due and payable, federal tax liens any matters which might be disclosed by an accurate survey and inspection of the property, any assessments liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above. Said property will be sold subject to the right of redemption of all parties entitled thereto. The highest bidder must tender the total amount of the winning bid in certified funds at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand the rights and programs as a part of the foreclosure process. This sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation. Please be advised that the foreclosing mortgagee or its authorized agent will require any entity or trust bidder at this foreclosure sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided prior to issuance of the foreclosure deed upon sale. No foreclosure deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs This is an attempt to collect a debt and any information obtained may be used for that purpose. Secretary, United States Department of Agriculture, Rural Development, Mortgagee or Transferee ALAW 420 North 20th Street, Suite 2249 Birmingham, AL 35203 Attorney for Mortgagee/Transferee 26-005621 LEGAL RU 06/17/26, 06/24/26 & 07/01/26
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IN THE PROBATE COURT OF CHAMBERS COUNTY, ALABAMA
IN RE: THE ESTATE OF DONNA LEE ANGLIN,
Deceased
CASE NO:2026-00055
NOTICE OF FILING PETITION FOR SUMMARY DISTRIBUTION
Notice is hereby given that a Petition for Summary Distribution has been filed in the Probate Court of Chambers County, Alabama, in the Estate of Donna Lee Anglin, deceased, pursuant to Ala. Code § 43-2-692.
All persons having claims against the estate are hereby notified to present the same as provided by law.
Renee B. Hamby, Petitioner
1800 Kennesaw Lane
Auburn, AL 36830
Of counsel:
Seth H. Donaldson
Donaldson & Donaldson, Attorneys at Law, LLC 1810 E. Glenn, Suite 110
Auburn, AL 36831
Phone: (334) 501-7804 I Facsimile: (334) 501-2082
Legal Run 06/24/2026
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IN THE PROBATE COURT OF CHAMBERS COUNTY, ALABAMA
IN RE: THE ESTATE OF SHIRLEY YVONNE CALDWELL, Deceased
CASE NO. 2026-00105
NOTICE TO FILE CLAIMS
Letters Testamentary on the estate of Shirley Yvonne Caldwell, deceased, having been granted to the undersigned on the 22nd day of June, 2026, by the Judge of Probate of said County, notice is hereby given that all persons having claims against said estate, are hereby required to present the same within the time allowed by law, or the same will be barred.
s/Lisa Caldwell Florence Lisa Caldwell Florence
Executrix
s/Clay Tinney
Clay Tinney
Attorney for Executrix
P. O. Box 1430
Roanoke, AL 36274
Legal Run 06/24/26, 07/01/26 & 07/08/26
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NOTE
FHA Case No. 011-9584442-703
DARNELL
Loan #: 0424950400
MIN: 100397204249504009
JANUARY 7, 2021
FIVE POINTS,
ALABAMA
1055 COUNTY ROAD 229, FIVE POINTS, AL 36855
1. BORROWER'S PROMISE TO PAY
In return for a loan that I have received. I promise to pay U.S. $67, 531.00 (this amount is called "Principal"), plus interest to the order of the Lender. The Lender is NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER. I will make all payments under
this Note in the form of cash, check or money order. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder."
2. INTEREST
Interest will be charged on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 3.250%. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note.
3. PAYMENTS
(A) Time and Place of Payments
I will pay principal and interest by making a payment every month. I will make my monthly payment on the 1ST day of each month beginning on MARCH 1, 2021. I will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due date and will be applied to interest and other items in the order described in the Security Instrument before Principal. If, on FEBRUARY 1, 2051, I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." I will make my monthly payments at P.O BOX 650783, DALLAS, TX 75265-0783 or at a different place if required by the Note Holder.
(B) Amount of Monthly Payments
My monthly payment will be in the amount of U.S. $293.90.
4. BORROWER'S RIGHT TO PREPAY
I have the right to make payments of Principal at any time before they are due. A payment of Principal only is known as a "Prepayment." When I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a Prepayment if I have not made all the monthly payments due under the Note. I may make a full Prepayment or partial Prepayments without paying a Prepayment charge. The Note Holder will use my Prepayments to reduce the amount of Principal that i owe under this Note. However, the Note Holder may apply my Prepayment to any accrued and unpaid interest on the Prepayment amount before applying my Prepayment to reduce the Principal amount of the Note. If I make a partial Prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes.
5. LOAN CHARGES
If a law, which applies to this loan and which sets maximum loan charges, IS finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the reduction will be treated as a partial Prepayment.
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 4. 000% of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. In no event will any late charge under this Section 6(A) exceed $100.
(B) Default
If I do not pay the full amount of each monthly payment on the date it is due, I will be in default.
(C) Notice of Default
If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means.
(D) No Waiver By Note Holder
Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time.
(E) Payment of Note Holder's Costs and Expenses
If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees.
7. GIVING OF NOTICES
Unless applicable law requires a different method. any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address.
8. OBLIGATIONS OF PERSONS UNDER THIS NOTE
If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note.
9. WAIVERS
I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor" means the right to require the Note Holder to give notice to other persons that amounts due have not been paid.
10. UNIFORM SECURED NOTE
This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts 1 owe under this Note. Some of those conditions are described as follows:
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option. Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 14 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
CAUTION-IT IS IMPORTANT THAT YOU THOROUGHLY READ THE CONTRACT BEFORE YOU SIGN IT
WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED.
Borrower – Melinda Darnell
Individual Loan Originator: Alex Alston, NMKSR ID: 2029711
Loan Originator Organization: Nationstar Mortgage LLC d/b/a Mr. Cooper, NMLSR ID: 2119
LEGAL RUN 06/24/26, 07/1/26 & 07/8/26
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IN THE PROBATE COURT
FOR CHAMBERS COUNTY, ALABAMA
IN RE: ESTATE OF LARRY H. MARCRUM
Case 2026 00058
NOTICE TO CREDITORS OF GRANTING OF LETTERS OF TESTAMENTARY
Letters Testamentary have been granted to SUSAN BENSON on April 30, 2026 in the Probate Court for Chambers County, Alabama in the estate of LARRY H. MARCUM, deceased. The names and addresses of the petitioner and her attorney are below. This notice is filed pursuant to Code of Alabama §43-2-692 (8). Any one having a claim against the estate must file with this Court according to law. Mark Tippins, Attorney
118 N. ROSS St. #6
Auburn, Al. 36830
Petitioner :
SUSAN BENSON
118 N. Ross St. #6
Auburn, Al. 36830
PAUL STORY
JUDGE OF PROBATE
Chambers County, Alabama
LEGAL RUN 06/24/26, 07/01/26 & 07/08/26
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IN THE PROBATE COURT FOR CHAMBERS COUNTY, ALABAMA
IN RE: ESTATE OF YOLANDA EVETTE
BROOME
Case #2026 00070
NOTICE TO CREDITORS OF THE FILING OF PETITION FOR ADMINISTRATION
The petition for summary distribution has been filed in the Probate Court for CHAMBERS County, Alabama in the estate of YOLANDA EVETTE BROOME, deceased. The names and addresses of the petitioner and her attorney are below. This notice is filed pursuant to Code of Alabama §43-2-692 (8).
Mark Tippins, Attorney
118 N. Ross St. #6
Auburn, Al. 36830
Petitioner : CAIAPHAS BROOME
720 Alabama Ave.
Lafayette,, Al. 36862
Judge of Probate : PAUL STORY
LEGAL RUN 06/24/26, 07/01/26, 07/08/26